Disclosure: If I'm not making money through affiliate links on the post you're currently reading, it's an oversight on my part and will be corrected soon.

Help Me Loan $2,000 to Aspiring Women Entrepreneurs

by Missy Ward in Do Good. Feel Good., For the Entrepreneur   &  ,   7 Comments

Earlier this year, I attended a conference in which the Founder of Dermalogica and the International Dermal Institution; Jane Wurwand, delivered a powerful keynote. Jane Wurwand, Founder of DermalogicaHer passion for teaching people to create their own healthy skin has resulted in Dermalogica being the most professionally requested brand of skincare in the world.

The story of how she went from sweeping floors in a beauty salon in England; to immigrating to the United States with only a suitcase and a dream; to starting Dermalogica and the related struggles of being undercapitalized; to where the company is now, 25 years later, with offices in over 50 countries, and a brand legacy of empowering female skin therapists to achieve financial independence as entrepreneurs, was truly awe-inspiring.

That would have been enough to make me a Jane Wurwand fan because I can relate to her story in many ways. But, as fate would have it, Jane had one more weapon in her arsenal which sealed her significance in my life – her role in joinFITE (Financial Independence Through Entrepreneurship), an opportunity to help women entrepreneurs in the developing world, with a hand up; not a hand out.

Why Women’s Economic Empowerment?

  • 1 billion people (1 in 6) live in extreme poverty – on less than $1 per day, and a disproportionate number of these (70 percent) are women.
  • Women perform 66% of the world’s work, produce 50% of the food, yet earn 10% of the income and own 1% of the property.
  • When women and girls earn income, they reinvest 90% of it into their families, as compared to 30-40% for a man.

The challenge for would-be entrepreneurs in poor communities is that there is little to no access to money. Some people only need $50 to buy fabric, but the banks won’t lend it to them because they are poor and in some cases, simply because they are women.

This is Where Microfinance Comes In

joinFITE, powered by kiva.org is a platform of active philanthropy to help women start or grow their own business and thereby help themselves and their communities become more independent through small loans, starting at as little as $25.00, from people like you and me.

To be clear, these are not donations and this is not charity. These are loans which are repaid back by the aspiring entrepreneur. To date, the average repayment rate is almost 99% and joinFITE’s goal is to empower 25,000 women to start or grow a business through this endeavor.

Lend Your Hand, Through Painless Giving

Part of the joinFITE’s Lend Your Hand campaign encompasses redemption codes that can be found on six of Dermalogica’s skincare products and through joinFITE Partners. These codes can be activated online to direct a $1.00 joinFITE Partner donation to an entrepreneur in a part of the world for a type of business of your choosing.

I have been fortunate to receive 2,000 redemption codes that will be funded by Dermalogica to share with my reach so that together we can maximize the chances of further propagation of joinFITE. You Activate the Code > We Loan > She Invests in Her Own Potential.

Again, I am not asking you for any money. I am asking for you to activate one of my joinFITE redemption codes by visiting http://www.joinfite.org/missyward, so that you can help me loan $2,000 to aspiring women entrepreneurs.

Simply complete the form, select Team “Missy Ward” and submit. Once all the redemption codes are collected, and the loans have been funded, you will receive an email containing some information about the entrepreneur who is benefiting for your action to help them. [These are just some of the entrepreneurs being helped by joinFITE].

Missy Ward's joinFITE.org Redemption CodeWant to Do More?

If you would like to help a female entrepreneur directly, you can help fund a microloan for as little as $25.00! After you activate the joinFITE code, you can peruse all of the women's profiles and find one that inspires you.  Together, you and she can start something bigger than the both of you!

Redeem my joinFITE code today.


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Missy Ward

Co-Founder & President at Affiliate Summit, Inc.
Missy Ward has been in affiliate marketing since 1999. She is the Co-Founder of Affiliate Summit, FeedFront Magazine, GeekCast.fm, itsaWAHMthing.com; the Co-Publisher of Revenews.com, Founder of AffiliateMarketersGiveBack.com and manages many of her own affiliate sites. If she's not making money through affiliate links on the post you're currently reading, it's an oversight on her part and it will be corrected soon.

Comment & Add Your Voice

1 Sarah Bundy December 16, 2011 at 12:14 pm

So yesterday I went through your links and decided after that I wanted to do one myself as well. I found a lady who needed an industrial sewing machine for $500 that no one had donated toward yet. She had been up for a while and had only 25% funding. She has three kids and is sitting there waiting for help. So I decide she’s the one I’m going to put my loan toward. I put in $50 which brought her total to 35% funded. hmmm, not much else I can do with my budget right now… I post the link to my facebook wall. Within two hours 17 more people donated and she got her 100% funding!

I’m really happy you posted this Missy. It makes a difference when we know what options there are for us to help people and together we really can make a difference in the world. Thanks everyone!


2 Missy Ward December 16, 2011 at 8:33 pm

Thank you so much, Sarah. I’ve actually help fund a few entrepreneurs and it was exciting to get the email that they’ve been totally funded and received the loan. I’ve “recycled” the amount of money that I’ve loaned before, so that once I get paid back, it can be loaded out to others. Nothing better than getting that email that I’ve been paid back because I know that means that the entrepreneur that I’ve made the loan to has received the help they need on their road to success!

3 Sarah Bundy December 15, 2011 at 3:24 pm

Hi Missy, this is a great cause and I’m happy to donate as well. Thanks for posting about it so we can contribute too !


4 Krista December 14, 2011 at 1:11 pm

This is great information! I started last year when I first learned of Kiva over groupon and I have started making a difference in someones life by making micro transaction donations to people in need. I plan to do it again this year because I know to people in other countries a little bit can go a long way. The idea of micro-lending is simply brilliant!


5 Julie December 13, 2011 at 10:40 pm

I’d LOVE to help Missy, but I don’t see your name in the team drop down menu, help! 🙂


6 Missy Ward December 13, 2011 at 11:15 pm

Hey Jules — you actually have to choose “United States” first before you’ll see my name in the Team menu.

7 Julie December 14, 2011 at 1:35 am

Oh okay, thanks! I’ll get to it in the morning. Such a great thing!


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